Most Australians assume their home loan is fixed, a 25 or 30 year term, and that’s just how long it takes. But if you’re also carrying a car loan, credit card or personal loan, each on its own higher interest rate, there’s a good chance you’re leaving money on the table without realising it.
Rather than managing those debts separately, we look at consolidating everything into one restructured home loan at a lower overall rate. The savings on repayments can then go straight back into paying down the loan faster, shaving years off the original term and cutting the total interest paid.
We’ve worked with clients who were on track for a 30 year mortgage and came out years ahead of schedule once restructured.
If you’re carrying a mortgage plus other debts, this conversation is worth having. Watch Georgia break it down on our socials, or Book a free discovery call and we’ll map out what’s possible for you.
The key is knowing exactly how much usable equity you have and structuring it correctly, that’s where we come in.
Want to know more specifically? Watch Georgia explain it on our socials in “How to save 17 years off your mortgage”